Banking on Code: The Security Standards Your Fintech Needs
Building a fintech app? Compliance isn't a feature; it's the foundation. We break down SOC2, PCI-DSS, and how to build trust from Day 1.
Trust is Your Core Product
In most apps, a bug is an annoyance. In fintech, a bug is a lawsuit. When you are handling other people's money, your engineering standards must shift from "Move Fast and Break Things" to "Move Fast and Secure Things."
The Big Three: SOC2, PCI, KYC
1. SOC 2 Type II
This isn't just a badge; it's a process. It proves you have controls in place for security, availability, and confidentiality. We build audit logs into every database transaction by default.
2. PCI-DSS (Payments)
Never touch the raw credit card number. We implement tokenization flows (via Stripe/Plaid) so sensitive data never hits your servers, reducing your compliance burden by 90%.
3. KYC (Know Your Customer)
Identity theft is rampant. We integrate automated identity verification APIs that check passports and biometrics in real-time during onboarding.
Security as UX
The best security is invisible.
- Bad Security: Asking for a password 5 times.
- Good Security: Biometric FaceID login + behavioral anomaly detection.
Your users shouldn't feel the walls of the vault; they should just feel safe.
Building a Neo-Bank or Wallet? Review our Security Architecture
